If you hit a parked car, in some states is a minimal requirement to leave a note with your information. We’ve handled these cases in such a smooth way with excellent results. CALL NOW 833-617-0301.
When you hit a parked car, you’re expected to make a reasonable attempt to locate the car owner and notify them. This effort often proves difficulty, which is why many states have adopted a minimal requirement to leave a note with your information.
Leaving the scene of an accident is against the law in every state and can be considered a hit and run. A conviction can net you a misdemeanor charge. In some states, you can serve jail time, perform community service and police may suspend your license and registration.
If no one arrives, leave a note.
Keep it simple.
Do it anyway. Most states require that your note include this information:
- Contact number
- Explanation of accident
If you were driving someone else’s car at the time of the accident, you are required to leave the name and address of the car’s owner as well.
Include your insurance information, if you have it handy. Don’t say too much, explaining how you weren’t paying attention when you hit their bumper.
Anything you leave in the note can be used against you later when insurance companies are settling.
Take pictures of the damage to both cars and the license plate number of the other car.
Try to look for witnesses
Allstate advises looking for possible witnesses. Get their contact information and write down or video their description of what happened.
Call the insurance company
Report the incident to your insurance company as soon as possible so they can expedite the claims process.
Your property damage liability coverage will pay for the parked car’s damage, and your collision coverage will cover your vehicle after you pay your deductible.
Your next question is likely – will my insurance rates go up?
The insurance company will view it as an at-fault accident, but whether they increase your rates depends on the insurance company’s surcharge schedule and what the state allows.
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